The Debt PanelAbu Dhabi small business owner owes Dh1.35m and is struggling with Dh70,000 monthly repayments

Lotus is a Dubai Economic Department-licensed firm specialising in debt counselling, restructuring and consolidation of liabilities for individuals and SMEs. They will approach the banks on your behalf in a bit to consolidate your debts.

The entrepreneur has three loans and 13 credit cards, which he regularly uses to pay salaries, company bills and his rent.

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