The terms and conditions of this Privacy Policy shall be an integral part of the conditions for using this website,
including its title and terms. This Policy is designed to assist you in understanding how we collect, use, and
safeguard the personal information you provide to us and to assist you in making informed decisions when using our
site and our products and services.
Privacy & confidentiality are of utmost importance to Lotus Loans & Overdues Rescheduling Services
The following privacy policy explains what information may or may not be collected via the Lotus website and how it
may be used by Lotus, respecting the privacy and confidentiality of all website visitors, clients, prospective
clients, partners, and affiliates.
We do not collect personal information about you when accessing the website unless you choose specifically and
willingly to provide such information to us. If you do that, we shall use such details only to process your
application for obtaining information or service registration. Website setup forms may require users to give us
contact information, such as name and email address. Information from the registration and setup forms is used to
incorporate a company or any other legal entity as requested and provide technical support. The customer’s contact
information is also used to get in touch with the customer when necessary.
By using this website, you approve and accept these terms and conditions for privacy. If you disagree with these
terms and conditions, or any part of these terms and conditions, you must not use our website.
1. Security
This website and those in charge of the same shall follow comprehensive and strict information security policy.
Moreover, the authorized staff may only access the personal identity information. We use reasonable precautions to
keep confidential and personal information disclosed to us secure and do not disclose this information to other
individuals or organizations unless required by law. In the case of abuse or breach of security, we are not
responsible for any breach of security or for any actions of any third parties which receive the information
illegally.
By submitting registration and application forms, you certify that the information you provide is true and correct.
You are responsible for maintaining the confidentiality of your User ID (login) and password. You are responsible
for all uses of your User ID (login), whether or not authorized by you. You agree to notify us immediately of any
unauthorized use of your User ID or password. Please refer to our Privacy Statement that governs submitted &
distributed information.
Applicable laws of the United Arab Emirates only shall be implemented in connection with any disputes arising from
using this website. In addition, the courts of the United Arab Emirates shall be the exclusive jurisdiction to
consider and settle such disputes.
2. What is a Cookie?
Cookies are a feature of web browser (Firefox, Safari, Internet Explorer, Netscape Navigator, etc.) software that
allows web servers to recognize the computer used to access a site. They are small pieces of data that are stored by
a user’s web browser on one site to simplify subsequent interactions with that site by the same user or to use the
information to streamline the user’s transaction on related web pages. This makes it easier for a user to move from
site to site and to complete transactions over the Internet.
Cookies should make your online experience easier and more personalized. Overall, cookies help us provide you with a
better website by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives
us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually
modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the
website.
3. How we use cookies
We use traffic log cookies to identify which pages are being used. This helps us analyze data about webpage traffic
and improve our website in order to tailor it to customer needs. We only use this information for statistical
analysis purposes and then the data is removed from the system.
4. Links to other websites
You may be able to access other websites through our site. However, once you have used these links to leave our
site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible
for the protection and privacy of any information which you provide whilst visiting such sites and such sites are
not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to
the website in question.
5. Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information
collected offline.
6. Your Consent
By using our site, you consent to our website privacy policy, cookies, and terms & conditions.
7. Payment Confirmation
The customer will receive a payment confirmation by email within 24 hours.
Terms & Conditions (Website Form Submission)
Terms & Conditions
By submitting this form, you acknowledge and agree to the following:
- The information provided by you is accurate, complete, and submitted voluntarily for the purpose of receiving debt
counseling, financial advisory, or related services from Lotus Debt Management. - Submission of this form does not constitute a guarantee of service approval, settlement outcomes, or financial
results. - Lotus Debt Management may review, verify, and assess the information provided to determine service eligibility.
- All services are subject to applicable laws and regulations of the United Arab Emirates.
- Lotus Debt Management reserves the right to accept, decline, or discontinue services at its discretion.
- Any advice provided is based on the information shared and does not replace independent legal or financial advice.
- Your personal data will be handled in accordance with our Privacy Policy and applicable UAE data protection laws.
- You authorize Lotus Debt Management to share necessary data with relevant authorities/agencies to assist in
providing services.
Consent to Receive Marketing & Promotional Communications
Marketing Consent
By submitting this form, you consent to receive future communications from Lotus Debt Management, including but not
limited to:
- Service updates
- Educational content
- Promotional offers
- Event invitations
- Financial awareness campaigns
These communications may be sent via email, phone calls, SMS, WhatsApp, or other digital channels.
You understand that you may withdraw your consent at any time by contacting us or using the unsubscribe option
provided in our communications.
