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Al Etihad Credit Bureau launches credit scoring system


The bureau hopes the new system will see borrowers with good payment histories receive better rates when applying for a credit card or loan

Al Etihad Credit Bureau (AECB) launched a credit scoring system today, which could signal the end of blanket high credit card rates in the UAE.

Credit scoring, common in mature markets, is a three-digit number assigned to each borrower – in the UAE’s case between 300 and 900 – that represents their creditworthiness and future risk of default. The higher the number, the lower the risk.

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